Your partner will not normally be affected by your bankruptcy however, there are certain exceptions to this. The Official Receiver has authority to investigate members of your family and even your employer, if they believe this is in the interest of your creditors. They will be particularly keen to investigate the circumstances of any assets [...]

Absolutely. The Bankruptcy will remain on your credit file for at least 6-years from the date the order was made. See further guidance and CVL frequently asked questions.

Once your bankruptcy order is granted, all your creditors will be notified. The Bankruptcy Order will also be advertised. Your bank and other financial institutions will be made aware of the bankruptcy order. A record of the bankruptcy will be made by the Insolvency Service on the Insolvency Register and the various credit reference agencies [...]

The law that applies to joint debt is called ‘joint and several liability’. This means that both people named on the debt are jointly liable for the full amount; i.e. not half the balance each. If both people named on a debt are made bankrupt, the debt will be written-off. In some cases, one of [...]

Not always. There are certain debts that will not be cleared, even when you are made bankrupt. These include, student loans, CSA arrears, maintenance payments and certain fines